Financing = Awesome workspace

Activity based office

So why finance?

Financing a new project will turn the workspace of your dreams in to an affordable reality. You will have seen all the stunning workspaces online, TV or in contemporary business magazines; well guess what? They are mostly financed workspaces. Financing is very easy & very cost effective allowing you to own THAT workspace. Many companies that use workspace finance can often afford to make the purchase outright, but choose to finance their purchase for three very simple reasons;

  • 1. To retain capital
  • 2. Cash flow
  • 3. To maximise on potential tax savings

Extra benefits

Financing also allows you to increase your overall spend & purchase ALL the products you want & not just the furniture Urban Office provide. We remove the compromise you may have had to settle for.


A Limited company with over 3 years of good financials want to create a quiet area within their workspace & decide to purchase an office pod.

Office pod showroom

Square office pod W2785 x D2961 x H2250mm including;

  • Air circulation unit
  • PIR LED lighting
  • 2 x Power + 2 x CAT6e data
  • Sliding glass door

The total cost for this setup, delivery & installation is 拢16733.00 + VAT

Applying the science

The company wants to spread the cost over 3 years with monthly instalments & a hire purchase option allows them to keep the pod after for resale or should they wish to relocate it. After a quick quote we were able to offer them the following quote through our finance partners:

  • 拢555.12 per month
  • 3 + 33 payments

The total cost of repayment is 拢19,984.32. However, as a lease is 100% taxable, an automatic tax saving of 拢2,151.67* can be made, reducing the repayment to 拢17,832.65 + VAT

If the company had preferred to take a five-year option, then the total cost of repayment is 拢21,537.60 with a tax saving of 拢3,066.81*, reducing the overall cost after the saving down to 拢18,470.79 + VAT

*On the proviso you are making profits & you pay corporation tax

More options

Depending on your situation, you can choose between a Hire Purchase facility or a Finance Lease. Our finance partner will talk you through the differences between each type of agreement to make sure that you make the right decision for you! The main differences they will discuss will be how the tax savings work on each option; the VAT element & then the options to keep the kit at the end of the agreement. If you require, our finance partner will come & meet with you face to face to discuss this with you & if there are other assets that you are purchasing at the same time, you can speak to them about including these within the finance package.

Want to know more?

Contact us with details of your requirements for a finance quote.